McqMate
These multiple-choice questions (MCQs) are designed to enhance your knowledge and understanding in the following areas: Bachelor of Business Administration (BBA) , Bachelor of Commerce in Finance (B.Com Finance) .
Chapters
| 351. |
Non banking financial institutions (NBFIs) are registered under |
| A. | RBI Act |
| B. | Banking Regulation Act |
| C. | Companies Act |
| D. | SEBI Act |
| Answer» C. Companies Act | |
| 352. |
According to IFRS, the term financial asset includes |
| A. | Cash or Cash equivalent |
| B. | Equity shares |
| C. | Contractual right to receive cash |
| D. | All the above |
| Answer» A. Cash or Cash equivalent | |
| 353. |
Which of the following is /are example of primary or direct financial instrument |
| A. | Fixed deposit receipt |
| B. | Insurance policies |
| C. | Mutual fund Unit |
| D. | Debentures |
| Answer» D. Debentures | |
| 354. |
Which of the following is /are example of Secondary or indirect financial instrument |
| A. | Equity shares |
| B. | Preference shares |
| C. | Post office saving deposit |
| D. | Bonds |
| Answer» C. Post office saving deposit | |
| 355. |
A Non Banking Financial Institution |
| A. | Can accept demand deposit |
| B. | Can issue cheques to customers |
| C. | Cannot accept fixed deposit |
| D. | Cannot accept demand deposit and cannot issue cheques |
| Answer» D. Cannot accept demand deposit and cannot issue cheques | |
| 356. |
Kerala State Financial Enterprises ltd (KSFE) is an example of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | State level development banks |
| Answer» C. NBFI | |
| 357. |
UTI, LIC etc are examples of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | Development banks |
| Answer» B. Investment institution | |
| 358. |
SFC is an example of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | Development Institution |
| Answer» D. Development Institution | |
| 359. |
Which of the following is /are not regulatory institutions |
| A. | RBI |
| B. | SEBI |
| C. | IRDA |
| D. | IFCI |
| Answer» C. IRDA | |
| 360. |
Which of the following is not a negotiable instrument? |
| A. | ADR |
| B. | GDR |
| C. | FDR |
| D. | IDR |
| Answer» C. FDR | |
| 361. |
_______ is a financial service which pooling risks of people |
| A. | Mutual fund |
| B. | Venture capital |
| C. | insurance |
| D. | all of these |
| Answer» C. insurance | |
| 362. |
In India Insurance business are regulated by |
| A. | IRBI |
| B. | RBI |
| C. | IRDA |
| D. | IRDP |
| Answer» C. IRDA | |
| 363. |
“Native Stock and Share Brokers Association” is the old name of............ |
| A. | SEBI |
| B. | NSE |
| C. | BSE |
| D. | NASDAQ |
| Answer» C. BSE | |
| 364. |
General insurance business nationalised in the year---------- |
| A. | 1956 |
| B. | 1972 |
| C. | 1969 |
| D. | 1982 |
| Answer» B. 1972 | |
| 365. |
............ is a product whose value is derived from the value of underlying asset |
| A. | Repo |
| B. | T-bills |
| C. | G.sec |
| D. | Derivatives |
| Answer» D. Derivatives | |
| 366. |
BOLT stands for |
| A. | Borrowing or Lending Trade |
| B. | Bombay Online Trading |
| C. | Bond or Loan Transaction |
| D. | None of these |
| Answer» B. Bombay Online Trading | |
| 367. |
--------------is also known as “G.Secs” |
| A. | Gold Traded Fund (GTF) |
| B. | General Securities |
| C. | Govt. Securities |
| D. | Growth oriented fund |
| Answer» C. Govt. Securities | |
| 368. |
.................. are negotiable instrument issued by an overseas depository |
| A. | ADR |
| B. | GDR |
| C. | IDR |
| D. | All of these |
| Answer» D. All of these | |
| 369. |
Perpetual bond is also known as |
| A. | Deep discount bond |
| B. | Irredeemable bond |
| C. | Bearer bond |
| D. | Registered bond |
| Answer» B. Irredeemable bond | |
| 370. |
Zero Coupon Bond is also known as |
| A. | Deep discount bond |
| B. | Irredeemable bond |
| C. | Bearer bond |
| D. | Zero Interest bond |
| Answer» A. Deep discount bond | |
| 371. |
Secured Premium Notes (SPN) always issued with........... |
| A. | Premium |
| B. | Discount |
| C. | Detachable Warrant |
| D. | Coupon |
| Answer» C. Detachable Warrant | |
| 372. |
................ bonds permit the bond holder to invest the interest income again in host bonds |
| A. | Deep discount bond |
| B. | Junk bonds |
| C. | Bearer bond |
| D. | Bunny bonds |
| Answer» D. Bunny bonds | |
| 373. |
...............bonds are high risk and high yield bonds developed in USA |
| A. | Deep discount bond |
| B. | Junk bonds |
| C. | Bearer bond |
| D. | Bunny bonds |
| Answer» B. Junk bonds | |
| 374. |
Dunham Greenberg Formula is used for................ |
| A. | Individual credit rating |
| B. | Institutional credit rating |
| C. | Both of these |
| D. | None of these |
| Answer» A. Individual credit rating | |
| 375. |
CIBIL stands for............ |
| A. | Credit Information Bureau of India ltd |
| B. | Central investment Board of India Ltd |
| C. | Credit and Investment Bureau of India ltd |
| D. | None of these |
| Answer» A. Credit Information Bureau of India ltd | |
| 376. |
UTI established in the year |
| A. | 1968 |
| B. | 1964 |
| C. | 1988 |
| D. | 1969 |
| Answer» B. 1964 | |
| 377. |
In mutual fund, ELSS stands for |
| A. | Entry to Limited Subscribers Scheme |
| B. | Equity Linked Saving Scheme |
| C. | Entry Load for Saving Scheme |
| D. | None of these |
| Answer» B. Equity Linked Saving Scheme | |
| 378. |
.................fund is also known as sectoral fund. |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» A. Theme fund | |
| 379. |
------------ fund is invested in those companies whose share prices are far below their real worth |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» B. Contra fund | |
| 380. |
............ fund are used to purchase units of other Mutual funds. |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» C. Fund of fund | |
| 381. |
In Mutual fund arena, SIP stands for |
| A. | Structural investment plan |
| B. | Systematic investment plan |
| C. | Stable Income plan |
| D. | None of these |
| Answer» B. Systematic investment plan | |
| 382. |
.................is pooling of risks |
| A. | Mutual fund |
| B. | Insurance |
| C. | Credit rating |
| D. | Guarantee |
| Answer» B. Insurance | |
| 383. |
.................. is pooling of small savings |
| A. | Mutual fund |
| B. | Insurance |
| C. | Credit rating |
| D. | Guarantee |
| Answer» A. Mutual fund | |
| 384. |
Which Institution was first SPV for securitisation in India? |
| A. | City bank |
| B. | Grindlays Bank |
| C. | SBI |
| D. | PNB |
| Answer» A. City bank | |
| 385. |
Whose long term receivables were securitised first in India? |
| A. | SBI |
| B. | ICICI |
| C. | PNB |
| D. | Telco |
| Answer» B. ICICI | |
| 386. |
.................... card is a convenient means of payment rather than credit facility. |
| A. | Smart card |
| B. | Charge card |
| C. | Credit card |
| D. | None of these |
| Answer» B. Charge card | |
| 387. |
Central bank issued central card in the year........... |
| A. | 1981 |
| B. | 1985 |
| C. | 1991 |
| D. | 1982 |
| Answer» A. 1981 | |
| 388. |
.................. cards are issued by retailers or companies. |
| A. | Smart card |
| B. | Debit card |
| C. | Charge card |
| D. | In-store card |
| Answer» D. In-store card | |
| 389. |
Fourth-Round of venture capital financing is also called…………... |
| A. | Seed capital |
| B. | Mezzanine finance |
| C. | Bridge finance |
| D. | None of these |
| Answer» C. Bridge finance | |
| 390. |
Which of the ffollowing is / are the methods of venture financing? |
| A. | Equity |
| B. | Conditional loan |
| C. | Income note |
| D. | All of these |
| Answer» D. All of these | |
| 391. |
In an option contract, if the option can be exercised only at the time of maturity, it is called___________. |
| A. | Double option |
| B. | American option |
| C. | Put option. |
| D. | European option |
| Answer» D. European option | |
| 392. |
The predetermined price at which an underlying asset has to be bought or sold in an option contract is called ________. |
| A. | Option price. |
| B. | Exercise price |
| C. | Spot price |
| D. | Future price |
| Answer» B. Exercise price | |
| 393. |
A combination of forwards by two counterparties with opposite but matching need is called:. |
| A. | Swap |
| B. | Option |
| C. | Forwa |
| Answer» A. Swap | |
| 394. |
The minimum size of venture capital fund is _______________. |
| A. | Rs. 10 crores |
| B. | Rs. 20 crores |
| C. | Rs. 25 crores |
| D. | Rs. 50 crores. |
| Answer» A. Rs. 10 crores | |
| 395. |
Indian Banks Association (IBA) has a common net working system for sharing the ATM facilities in Mumbai, which is known as _________. |
| A. | ATM Network |
| B. | Shared Payment Network System. |
| C. | Cash Network |
| D. | None of these. |
| Answer» D. None of these. | |
| 396. |
Arbitrage is _________. |
| A. | Buying and selling in two markets simultaneously |
| B. | A rate of interest |
| C. | A Fee. |
| D. | A dispute. |
| Answer» A. Buying and selling in two markets simultaneously | |
| 397. |
Exchange risk in case of foreign currency Non Resident (Banks) scheme (FCNR) Is borne by_________. |
| A. | RBI. |
| B. | Depositor. |
| C. | Govt. Of India |
| D. | Concerned Bank. |
| Answer» D. Concerned Bank. | |
| 398. |
Which of these is not a credit rating agency? |
| A. | Moody. |
| B. | Standard & Poors |
| C. | Price water house |
| D. | CRISIL |
| Answer» C. Price water house | |
| 399. |
Investment banks facilitate the sale of securities in the __________. |
| A. | Primary market. |
| B. | Secondary market |
| C. | Retail market. |
| D. | Wholesale market. |
| Answer» A. Primary market. | |
| 400. |
There are........ associated companies of GIC |
| A. | 3 |
| B. | 4 |
| C. | 6 |
| D. | 5 |
| Answer» B. 4 | |
Done Studing? Take A Test.
Great job completing your study session! Now it's time to put your knowledge to the test. Challenge yourself, see how much you've learned, and identify areas for improvement. Don’t worry, this is all part of the journey to mastery. Ready for the next step? Take a quiz to solidify what you've just studied.