1. |
In which year the Regional Rural Banks Act was passed? |
A. | 1986 |
B. | 1976 |
C. | 1992 |
D. | 1988 |
Answer» B. 1976 |
2. |
What is the share of Sponsor Banks in the Regional Rural Banks? |
A. | 75% |
B. | 15% |
C. | 40% |
D. | 35% |
Answer» D. 35% |
3. |
Which of these was the first RRB to be set up in India? |
A. | Gaur Gramin Bank |
B. | Pratham Bank |
C. | Himachal Bank |
D. | Aruchal Rural Bank |
Answer» B. Pratham Bank |
4. |
Which microfinance institution is known as the Universal Bank? |
A. | Bandhan Financial Services Private Ltd |
B. | Arohan Financial Services Private Ltd |
C. | Disha Microfinance Private Ltd |
D. | SKS Microfinance Private Ltd |
Answer» A. Bandhan Financial Services Private Ltd |
5. |
What option block the poor to get bank loans? |
A. | Absence of collateral |
B. | High rates of interest |
C. | Complexity of procedure |
D. | None of the above |
Answer» A. Absence of collateral |
6. |
In the self-help group, the loan and saving decisions are taken by |
A. | Government |
B. | Non-government organisation |
C. | Bank |
D. | Absence of collateral |
Answer» D. Absence of collateral |
7. |
In India, which organizations take care of the agriculture and rural development credits |
A. | IDBI |
B. | NABARD |
C. | ICAR |
D. | FCI |
Answer» B. NABARD |
8. |
What is Pradhan Mantri Suraksha Bima Yojana (PMSBY) Life insurance cover |
A. | Accidental insurance cover |
B. | Life insurance cover |
C. | Overdraft up to Rs.5,000/- |
D. | None of above |
Answer» A. Accidental insurance cover |
9. |
Self Help Group involves |
A. | Group of 5 to 20 people |
B. | Regular saving habits |
C. | Inter-lending within the group members |
D. | All of above |
Answer» D. All of above |
10. |
The Financial statement provides accurate and time ……………. Which is useful for all. |
A. | Financial Information |
B. | Liabilities. |
C. | Assets Information |
D. | Marketing Information |
Answer» A. Financial Information |
11. |
Balance sheet is the summary of ………………… |
A. | General Information |
B. | Financial position |
C. | profit and loss position |
D. | loan status |
Answer» B. Financial position |
12. |
Financial statements are the …………. |
A. | Trading account , Profit and Loss account |
B. | Balance sheet |
C. | (a) and (b) |
D. | Neither (a) nor (b) |
Answer» C. (a) and (b) |
13. |
EPS helps in determining the …………. of the equity share of the MFI |
A. | market price |
B. | Earning per share |
C. | Average price |
D. | cost price |
Answer» B. Earning per share |
14. |
Debt equity ratio ascertains soundness of………. financial position |
A. | long term |
B. | Short term |
C. | Yearly |
D. | all of above |
Answer» A. long term |
15. |
Two basic measures of liquidity are : |
A. | (A) Inventory turnover and Current ratio |
B. | (B) Current ratio and Quick ratio |
C. | (C) Gross Profit ratio and Operating ratio |
D. | (D) Current ratio and Average |
Answer» C. (C) Gross Profit ratio and Operating ratio |
16. |
Current Ratio is : |
A. | (A) Solvency Ratio |
B. | (B) Liquidity Ratio |
C. | (C) Activity Ratio |
D. | (D) Profitability Ratio |
Answer» B. (B) Liquidity Ratio |
17. |
Services are characterized by all of the following characteristics except for |
A. | A. Intangibility. |
B. | B. Homogeneity |
C. | C. Perishability. |
D. | D. Inseparability |
Answer» B. B. Homogeneity |
18. |
This P is not a part of the 7Ps of marketing mix? |
A. | (a) Promotion |
B. | (b) Price |
C. | (c) People |
D. | (d) Purpose |
Answer» D. (d) Purpose |
19. |
Nutritional level of food energy is expressed in the form of |
A. | (a) calories per day |
B. | (b) wheat consumption |
C. | (c) rice consumption per day |
D. | (d) none of the above |
Answer» A. (a) calories per day |
20. |
The calorie requirement is higher in the rural areas because: |
A. | (a) they do not enjoy as much as people in the urban |
B. | (b) food items are expensive. |
C. | (c) they are engaged in mental work. |
D. | (d) people are engaged in physical |
Answer» D. (d) people are engaged in physical |
21. |
What is 'Bank rate'? |
A. | The rate at which commercial banks borrow |
B. | The rate at which commercial banks |
C. | The rate at which commercial banks |
D. | none of the above |
Answer» A. The rate at which commercial banks borrow |
22. |
What is the Cash Reserve Ratio (CRR)? |
A. | the fraction of the deposits that commercial banks lend |
B. | the fraction of the deposits that RBI must |
C. | the fraction of the deposits that |
D. | none of the above |
Answer» C. the fraction of the deposits that |
23. |
In order to meet the working capital requirement in agriculture, banks issue the card |
A. | General Credit Card |
B. | SME Credit Card |
C. | Swaroj Credit Card |
D. | Kisan Credit Card |
Answer» D. Kisan Credit Card |
24. |
The microfinance movement in India has been initiated by |
A. | SIDBI |
B. | SBI |
C. | NABARD |
D. | RRBs |
Answer» C. NABARD |
25. |
Prudential norms of the banks includes |
A. | IRAC norms |
B. | provisioning norms |
C. | CRAR norms |
D. | all of the above |
Answer» D. all of the above |
We want to make our service better for you. Please take a moment to fill out our survey.
Take Survey