McqMate
These multiple-choice questions (MCQs) are designed to enhance your knowledge and understanding in the following areas: Bachelor of Business Administration (BBA) , Bachelor of Commerce in Finance (B.Com Finance) .
Chapters
| 151. |
--------- variety of mutual fund offers tax benefits to the investors |
| A. | Balanced Funds |
| B. | Fund of funds |
| C. | Money Market Mutual fund |
| D. | Taxation fund |
| Answer» D. Taxation fund | |
| 152. |
Which of the following fund is entirely opposite to bond fund? |
| A. | Balanced |
| B. | Close ended |
| C. | Income fund |
| D. | Aggressive growth fund |
| Answer» D. Aggressive growth fund | |
| 153. |
The market performance of mutual fund can be judged on the basis of |
| A. | Net asset value or intrinsic value |
| B. | Capital appreciation |
| C. | Regular / stable income |
| D. | Any of these |
| Answer» A. Net asset value or intrinsic value | |
| 154. |
------ is the venture capital assistance at the stage of development of business idea |
| A. | Start up capital |
| B. | Mezzanine capital |
| C. | Bridge capital |
| D. | Seed capital |
| Answer» D. Seed capital | |
| 155. |
In ----------leasing, maintenance expenses and taxes are born by the lessee |
| A. | Financial lease |
| B. | Operating lease |
| C. | Both the above |
| D. | None the above |
| Answer» A. Financial lease | |
| 156. |
----------- is suitable lease arrangement for retail shop, mall etc |
| A. | Financial lease |
| B. | Operating lease |
| C. | Leverage lease |
| D. | Sale and lease back |
| Answer» D. Sale and lease back | |
| 157. |
In hire purchase, who can be enjoying salvage value of asset? |
| A. | Hirer |
| B. | Vendor |
| C. | Financiers |
| D. | All of these |
| Answer» A. Hirer | |
| 158. |
in the case of -------- bonds, the value is inversely related to short term interest rates. |
| A. | Fixed rate bonds |
| B. | Inverse float bonds |
| C. | Perpetual bonds |
| D. | Option bonds |
| Answer» B. Inverse float bonds | |
| 159. |
“D vs. P” system for government securities market means |
| A. | Delivery and payment settlement |
| B. | Dividend and principal settlement |
| C. | Dollar and Pound settlement |
| D. | Delaying and postponement |
| Answer» A. Delivery and payment settlement | |
| 160. |
Non banking financial institutions (NBFIs) are registered under |
| A. | RBI Act |
| B. | Banking Regulation Act |
| C. | Companies Act |
| D. | SEBI Act |
| Answer» C. Companies Act | |
| 161. |
According to IFRS, the term financial asset includes |
| A. | Cash or Cash equivalent |
| B. | Equity shares |
| C. | Contractual right to receive cash |
| D. | All the above |
| Answer» A. Cash or Cash equivalent | |
| 162. |
Which of the following is /are example of primary or direct financial instrument |
| A. | Fixed deposit receipt |
| B. | Insurance policies |
| C. | Mutual fund Unit |
| D. | Debentures |
| Answer» D. Debentures | |
| 163. |
Which of the following is /are example of Secondary or indirect financial instrument |
| A. | Equity shares |
| B. | Preference shares |
| C. | Post office saving deposit |
| D. | Bonds |
| Answer» C. Post office saving deposit | |
| 164. |
A Non Banking Financial Institution |
| A. | Can accept demand deposit |
| B. | Can issue cheques to customers |
| C. | Cannot accept fixed deposit |
| D. | Cannot accept demand deposit and cannot issue cheques |
| Answer» D. Cannot accept demand deposit and cannot issue cheques | |
| 165. |
Kerala State Financial Enterprises ltd (KSFE) is an example of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | State level development banks |
| Answer» C. NBFI | |
| 166. |
UTI, LIC etc are examples of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | Development banks |
| Answer» B. Investment institution | |
| 167. |
SFC is an example of |
| A. | Banking institution |
| B. | Investment institution |
| C. | NBFI |
| D. | Development Institution |
| Answer» D. Development Institution | |
| 168. |
Which of the following is /are not regulatory institutions |
| A. | RBI |
| B. | SEBI |
| C. | IRDA |
| D. | IFCI |
| Answer» C. IRDA | |
| 169. |
Which of the following is not a negotiable instrument? |
| A. | ADR |
| B. | GDR |
| C. | FDR |
| D. | IDR |
| Answer» C. FDR | |
| 170. |
_______ is a financial service which pooling risks of people |
| A. | Mutual fund |
| B. | Venture capital |
| C. | insurance |
| D. | all of these |
| Answer» C. insurance | |
| 171. |
In India Insurance business are regulated by |
| A. | IRBI |
| B. | RBI |
| C. | IRDA |
| D. | IRDP |
| Answer» C. IRDA | |
| 172. |
“Native Stock and Share Brokers Association” is the old name of............ |
| A. | SEBI |
| B. | NSE |
| C. | BSE |
| D. | NASDAQ |
| Answer» C. BSE | |
| 173. |
General insurance business nationalised in the year---------- |
| A. | 1956 |
| B. | 1972 |
| C. | 1969 |
| D. | 1982 |
| Answer» B. 1972 | |
| 174. |
............ is a product whose value is derived from the value of underlying asset |
| A. | Repo |
| B. | T-bills |
| C. | G.sec |
| D. | Derivatives |
| Answer» D. Derivatives | |
| 175. |
BOLT stands for |
| A. | Borrowing or Lending Trade |
| B. | Bombay Online Trading |
| C. | Bond or Loan Transaction |
| D. | None of these |
| Answer» B. Bombay Online Trading | |
| 176. |
--------------is also known as “G.Secs” |
| A. | Gold Traded Fund (GTF) |
| B. | General Securities |
| C. | Govt. Securities |
| D. | Growth oriented fund |
| Answer» C. Govt. Securities | |
| 177. |
.................. are negotiable instrument issued by an overseas depository |
| A. | ADR |
| B. | GDR |
| C. | IDR |
| D. | All of these |
| Answer» D. All of these | |
| 178. |
Perpetual bond is also known as |
| A. | Deep discount bond |
| B. | Irredeemable bond |
| C. | Bearer bond |
| D. | Registered bond |
| Answer» B. Irredeemable bond | |
| 179. |
Zero Coupon Bond is also known as |
| A. | Deep discount bond |
| B. | Irredeemable bond |
| C. | Bearer bond |
| D. | Zero Interest bond |
| Answer» A. Deep discount bond | |
| 180. |
Secured Premium Notes (SPN) always issued with........... |
| A. | Premium |
| B. | Discount |
| C. | Detachable Warrant |
| D. | Coupon |
| Answer» C. Detachable Warrant | |
| 181. |
................ bonds permit the bond holder to invest the interest income again in host bonds |
| A. | Deep discount bond |
| B. | Junk bonds |
| C. | Bearer bond |
| D. | Bunny bonds |
| Answer» D. Bunny bonds | |
| 182. |
...............bonds are high risk and high yield bonds developed in USA |
| A. | Deep discount bond |
| B. | Junk bonds |
| C. | Bearer bond |
| D. | Bunny bonds |
| Answer» B. Junk bonds | |
| 183. |
Dunham Greenberg Formula is used for................ |
| A. | Individual credit rating |
| B. | Institutional credit rating |
| C. | Both of these |
| D. | None of these |
| Answer» A. Individual credit rating | |
| 184. |
CIBIL stands for............ |
| A. | Credit Information Bureau of India ltd |
| B. | Central investment Board of India Ltd |
| C. | Credit and Investment Bureau of India ltd |
| D. | None of these |
| Answer» A. Credit Information Bureau of India ltd | |
| 185. |
UTI established in the year |
| A. | 1968 |
| B. | 1964 |
| C. | 1988 |
| D. | 1969 |
| Answer» B. 1964 | |
| 186. |
In mutual fund, ELSS stands for |
| A. | Entry to Limited Subscribers Scheme |
| B. | Equity Linked Saving Scheme |
| C. | Entry Load for Saving Scheme |
| D. | None of these |
| Answer» B. Equity Linked Saving Scheme | |
| 187. |
.................fund is also known as sectoral fund. |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» A. Theme fund | |
| 188. |
------------ fund is invested in those companies whose share prices are far below their real worth |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» B. Contra fund | |
| 189. |
............ fund are used to purchase units of other Mutual funds. |
| A. | Theme fund |
| B. | Contra fund |
| C. | Fund of fund |
| D. | Bond fund |
| Answer» C. Fund of fund | |
| 190. |
In Mutual fund arena, SIP stands for |
| A. | Structural investment plan |
| B. | Systematic investment plan |
| C. | Stable Income plan |
| D. | None of these |
| Answer» B. Systematic investment plan | |
| 191. |
.................is pooling of risks |
| A. | Mutual fund |
| B. | Insurance |
| C. | Credit rating |
| D. | Guarantee |
| Answer» B. Insurance | |
| 192. |
.................. is pooling of small savings |
| A. | Mutual fund |
| B. | Insurance |
| C. | Credit rating |
| D. | Guarantee |
| Answer» A. Mutual fund | |
| 193. |
Which Institution was first SPV for securitisation in India? |
| A. | City bank |
| B. | Grindlays Bank |
| C. | SBI |
| D. | PNB |
| Answer» A. City bank | |
| 194. |
Whose long term receivables were securitised first in India? |
| A. | SBI |
| B. | ICICI |
| C. | PNB |
| D. | Telco |
| Answer» B. ICICI | |
| 195. |
.................... card is a convenient means of payment rather than credit facility. |
| A. | Smart card |
| B. | Charge card |
| C. | Credit card |
| D. | None of these |
| Answer» B. Charge card | |
| 196. |
Central bank issued central card in the year........... |
| A. | 1981 |
| B. | 1985 |
| C. | 1991 |
| D. | 1982 |
| Answer» A. 1981 | |
| 197. |
.................. cards are issued by retailers or companies. |
| A. | Smart card |
| B. | Debit card |
| C. | Charge card |
| D. | In-store card |
| Answer» D. In-store card | |
| 198. |
Fourth-Round of venture capital financing is also called…………... |
| A. | Seed capital |
| B. | Mezzanine finance |
| C. | Bridge finance |
| D. | None of these |
| Answer» C. Bridge finance | |
| 199. |
Which of the ffollowing is / are the methods of venture financing? |
| A. | Equity |
| B. | Conditional loan |
| C. | Income note |
| D. | All of these |
| Answer» D. All of these | |
| 200. |
In an option contract, if the option can be exercised only at the time of maturity, it is called___________. |
| A. | Double option |
| B. | American option |
| C. | Put option. |
| D. | European option |
| Answer» D. European option | |
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