McqMate
Chapters
| 1. |
Who among the following first launched self Help Group (SHG) Bank Linkgage programme? |
| A. | RRB’s |
| B. | NABARD |
| C. | SBI |
| D. | RBI |
| Answer» B. NABARD | |
| 2. |
Which of the following banks are part of the famous SHG-Bank linkage programme for microfinance in India ? 1. Regional Rural Banks (RRBs) 2. Cooperative banks 3. Commercial banks Select the correct option from the codes given below: |
| A. | 1 & 2 |
| B. | 2 &3 |
| C. | 1 & 3 |
| D. | 1,2 & 3 |
| Answer» D. 1,2 & 3 | |
| 3. |
How many members are there in one Self Help Group? |
| A. | 1 - 5 |
| B. | 10 - 20 |
| C. | 20 – 25 |
| D. | 5 - 10 |
| Answer» B. 10 - 20 | |
| 4. |
One of the delivery channel for Micro Finance is SHG model. SHG means? |
| A. | Saor help Group |
| B. | Self help Group |
| C. | Sake Help Group |
| D. | Self Hope Group |
| Answer» B. Self help Group | |
| 5. |
How much percent of SHG consists exclusively of women? |
| A. | 90% |
| B. | 50% |
| C. | 80% |
| D. | 25% |
| Answer» A. 90% | |
| 6. |
When was Self Help Group introduced in India? |
| A. | 1996 |
| B. | 1992 |
| C. | 2020 |
| D. | 1999 |
| Answer» B. 1992 | |
| 7. |
Which of the following are the roles of Self Help Groups? |
| A. | Income generation for poor |
| B. | Access to bank for poor, financial inclusion |
| C. | Social Upliftment of marginal sections |
| D. | All of these |
| Answer» D. All of these | |
| 8. |
Self Help groups is related to which of the following models? |
| A. | banking model |
| B. | Indian microfinance Model |
| C. | Financial Inclusion Model |
| D. | VK Mehta Model |
| Answer» B. Indian microfinance Model | |
| 9. |
Which of the following is another name for Self help groups? |
| A. | Mutual Aid |
| B. | Support groups |
| C. | groups of people |
| D. | All of the above |
| Answer» D. All of the above | |
| 10. |
Who among the following has pointed out the contradictory nature of the terms “self-help” and “support”? |
| A. | Michel K Bartalos |
| B. | (C) Everett |
| C. | Thomas Bent |
| D. | None of the above |
| Answer» A. Michel K Bartalos | |
| 11. |
In an SHG, most of the decisions regarding savings and loan activities are taken by ___________. |
| A. | BAnk |
| B. | Group memebers |
| C. | Co-operative Society |
| D. | None of the above |
| Answer» B. Group memebers | |
| 12. |
Which of the following states in India is at the top in the list of those who availed credit through Self Help Groups (SHGs) ? |
| A. | Andhra Paradesh |
| B. | GOA |
| C. | Kerala |
| D. | None of the above |
| Answer» C. Kerala | |
| 13. |
Saving per member of a SHG varies from Rs _____ to Rs _____ or more, depending upon the ability of the people to save. |
| A. | 10;45 |
| B. | 25; 100 |
| C. | 10; 65 |
| D. | None of the above |
| Answer» B. 25; 100 | |
| 14. |
Farmers cannot retain the produce for a long time they have to sell it immediately. Which defect of agriculture is shown in this system |
| A. | Unregulated market |
| B. | Distress sale |
| C. | Lack of information |
| D. | False weight |
| Answer» B. Distress sale | |
| 15. |
A small loan amount given to low-income household or group is known as. |
| A. | Cash credit |
| B. | Micro credit |
| C. | Rural credit |
| D. | Simple credit |
| Answer» C. Rural credit | |
| 16. |
Which microfinance institution is known as the Universal Bank? |
| A. | Bandhan Financial Services Private Ltd |
| B. | Arohan Financial Services Private Ltd |
| C. | Disha Microfinance Private Ltd |
| D. | SKS Microfinance Private Ltd |
| Answer» A. Bandhan Financial Services Private Ltd | |
| 17. |
The formal sources of credit do not comprise of |
| A. | Cooperatives |
| B. | Employers |
| C. | Banks |
| D. | None of the above |
| Answer» B. Employers | |
| 18. |
The informal sector loans incorporate |
| A. | State Bank of India |
| B. | Moneylenders |
| C. | NABARD |
| D. | (A) and (B) |
| Answer» B. Moneylenders | |
| 19. |
What option block the poor to get bank loans? |
| A. | Absence of collateral |
| B. | High rates of interest |
| C. | Complexity of procedure |
| D. | None of the above |
| Answer» A. Absence of collateral | |
| 20. |
In the self-help group, the loan and saving decisions are taken by |
| A. | Government |
| B. | Non-government organisation |
| C. | Bank |
| D. | Group members |
| Answer» D. Group members | |
| 21. |
In India, which organizations take care of the agriculture and rural development credits needs? |
| A. | IDBI |
| B. | NABARD |
| C. | ICAR |
| D. | FCI |
| Answer» B. NABARD | |
| 22. |
With regard to Organisation for Economic Co-operation and Development (OECD), consider the following statements: 1.Its main objective is to promote policies that will improve the economic and social well-being of people around the world. 2.Its members include both most developed and emerging nations. |
| A. | 1 only |
| B. | 2 only |
| C. | Both 1 and 2 |
| D. | Neither 1 nor 2 |
| Answer» C. Both 1 and 2 | |
| 23. |
With reference to the District Development Coordination and Monitoring Committee (DDCMC) or Disha, consider the following statements: 1.It aims to coordinate with Central and State and local Panchayat Governments, for successful and timely implementation of the schemes. 2.The Chairperson of the committee will be nominated by the Prime Minister Office. Which of the statements given above are correct? |
| A. | 1 only |
| B. | 2 only |
| C. | Both 1 and 2 |
| D. | Neither 1 nor 2 |
| Answer» A. 1 only | |
| 24. |
Which among the following statement best describes NGO-DARPAN: |
| A. | It provides interface between NGOs and foreign governments. |
| B. | It is a government-maintained NGO working to promote social audit. |
| C. | It is a portal which provides interface between NGOs and the key government ministries and departments. |
| D. | It is an NGO working against false cases of dowry. |
| Answer» C. It is a portal which provides interface between NGOs and the key government ministries and departments. | |
| 25. |
Planning deals with …………………… |
| A. | Target |
| B. | Process |
| C. | resources |
| D. | All |
| Answer» D. All | |
| 26. |
Methods to rural planning include…………. |
| A. | Participatory Rural Appraisal (PRA) |
| B. | Community development |
| C. | Both A & B |
| D. | None of them |
| Answer» C. Both A & B | |
| 27. |
----------------is a development course designed to create condition of economic and Social progress for the whole community with its active participation. |
| A. | Community development |
| B. | PRA |
| C. | Target Commission |
| D. | DRDA |
| Answer» A. Community development | |
| 28. |
………………….is the principal organ at the district level to manage and oversee the implementation of different anti poverty programmes of the Ministry of Rural Development |
| A. | PRA |
| B. | DRDA |
| C. | Planning Commission |
| D. | Target approach |
| Answer» B. DRDA | |
| 29. |
Under the DRDA administration Scheme the salary and administrative expenses od DRDA are funded on a ……………….basis between Centre and State Government. |
| A. | 75:25 |
| B. | 50:50 |
| C. | 60:40 |
| D. | 20:80 |
| Answer» A. 75:25 | |
| 30. |
……………..refer to an organization formed by a group of private person ,registered under the society registration Act of 1860 and recognized by government for performing some of the function or allocated work on behalf of government. |
| A. | DRDA |
| B. | PRI |
| C. | NGO |
| D. | SHG |
| Answer» C. NGO | |
| 31. |
NGO’s with Services Orientation focus on …………. |
| A. | needs of the poor |
| B. | provision of healthcare |
| C. | empowering poor people |
| D. | Local participation |
| Answer» A. needs of the poor | |
| 32. |
NGO’s with Charitable Orientation focus on ………… |
| A. | needs of the poor |
| B. | provision of healthcare |
| C. | empowering poor people |
| D. | Local Participation |
| Answer» B. provision of healthcare | |
| 33. |
NGO’s with Service Orientation focus on ………… |
| A. | needs of the poor |
| B. | provision of healthcare |
| C. | empowering poor people |
| D. | Local Participation |
| Answer» B. provision of healthcare | |
| 34. |
……………is defined as a self governed, peer controlled information group of people with similar socio economic background and having desire to collectively perform common purpose. |
| A. | SHG |
| B. | NGO |
| C. | PRI |
| D. | DRDA |
| Answer» B. NGO | |
| 35. |
India’s tryst with rural planning is visible in 5 year plans prepared by ……………. |
| A. | Planning Commission |
| B. | Deputy Commission |
| C. | Police Commission’ |
| D. | Management |
| Answer» A. Planning Commission | |
| 36. |
Union Budget as well as state budgets lay down their rural development plans along with ……………… |
| A. | Prescribed Budget |
| B. | Sales Budget |
| C. | Cash Budget |
| D. | Purchase Budget |
| Answer» A. Prescribed Budget | |
| 37. |
……………….. duties of DRDA |
| A. | Empower of Panchayat Raj Institution |
| B. | Provide the Health Education |
| C. | Provide Free Books |
| D. | None of the above |
| Answer» A. Empower of Panchayat Raj Institution | |
| 38. |
An effective delivery agency is required, which can implement…………… |
| A. | anti poverty programmes |
| B. | Educational Programmes |
| C. | Anti Surgeon Matrix |
| D. | None of them |
| Answer» A. anti poverty programmes | |
| 39. |
The District Rural Development Agency is visualized as a …………………….agency. |
| A. | specialised and Professional |
| B. | Educational and Healthcare |
| C. | Trained and Technical |
| D. | Industries and Cyber |
| Answer» A. specialised and Professional | |
| 40. |
The role of ,,,,,,,,,,,,,,,,,,,, will therefore be distinct from all the other agencies including Zilla Parishad. |
| A. | DRDA |
| B. | SHG |
| C. | NGO |
| D. | PRA |
| Answer» A. DRDA | |
| 41. |
DDPO Stands For……………… |
| A. | District Development and Panchayat Officer |
| B. | Development of District Police officer |
| C. | Deputy District Police Office |
| D. | None of the above |
| Answer» A. District Development and Panchayat Officer | |
| 42. |
……………….will ordinarily be a society registered under a societies Registration Act. |
| A. | DRDA |
| B. | SHG |
| C. | NGO |
| D. | PRA |
| Answer» A. DRDA | |
| 43. |
…………………………wing is headed by the Project officer and has Assistant Project Officer’s in the field of palnning, Social Mobalisation, Credit & Technology. |
| A. | Self Employment |
| B. | Wage employment |
| C. | Women’s |
| D. | Engineering Wing |
| Answer» A. Self Employment | |
| 44. |
……………………..falls under the overall control of the CEO. |
| A. | Self Employment |
| B. | Wage employment |
| C. | Women’s |
| D. | Engineering Wing |
| Answer» D. Engineering Wing | |
| 45. |
……………………..wing programs should related to planning, monitoring, and vigilance by a technical wing. |
| A. | Self Employment |
| B. | Wage employment |
| C. | Women’s |
| D. | Engineering Wing |
| Answer» B. Wage employment | |
| 46. |
………………..are instrumental in providing a more “human” face to the aspect of rural development. |
| A. | DRDA |
| B. | SHG |
| C. | NGO |
| D. | PRA |
| Answer» C. NGO | |
| 47. |
………………..are not subject to much pressure from change in poplitics. |
| A. | DRDA |
| B. | SHG |
| C. | NGO |
| D. | PRA |
| Answer» C. NGO | |
| 48. |
Community based organization arise out of ……………………. |
| A. | People’s Own Initiative |
| B. | Peoples Education |
| C. | development of Infrastructure |
| D. | Financial status |
| Answer» A. People’s Own Initiative | |
| 49. |
Service orientation deal with aspects related to provision of healthcare, family palnning or education services and people are expected to participate in its implementation as well as in receiving services. |
| A. | True |
| B. | False |
| C. | all |
| D. | none |
| Answer» A. True | |
| 50. |
Charitable NGO’s focus on needs of the Poor. |
| A. | True |
| B. | False |
| C. | all |
| D. | none |
| Answer» A. True | |
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