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200+ Fundamentals of Rural Development Solved MCQs

These multiple-choice questions (MCQs) are designed to enhance your knowledge and understanding in the following areas: Bachelor of Business Administration (BBA) .

Chapters

Chapter: Introduction to Rural Development
51.

National Rurban Mission was launched by PM Modi in which state ?

A. Gujarat
B. New Delhi
C. Chhattisgarh
D. Haryana
Answer» C. Chhattisgarh
52.

The magazine ‘Panchayat Darpan’ launched to monitor the progress of which Yojana?

A. Bhamashah Yojana
B. Pradhan Mantri Awas Yojana
C. Saansad Adarsh Gram Yojana
D. Pradhan Mantri Jan-Dhan Yojana
Answer» C. Saansad Adarsh Gram Yojana
53.

Which year is the deadline for completion of PMGSY(Pradhan Mantri Gram Sadak Yojana) ?

A. 2015
B. 2017
C. 2018
D. 2019
Answer» D. 2019
Chapter: Rural Development Planning and Management
54.

Who among the following first launched self Help Group (SHG) Bank Linkgage programme?

A. RRB’s
B. NABARD
C. SBI
D. RBI
Answer» B. NABARD
55.

Which of the following banks are part of the famous SHG-Bank linkage programme for microfinance in India ? 1. Regional Rural Banks (RRBs) 2. Cooperative banks 3. Commercial banks Select the correct option from the codes given below:

A. 1 & 2
B. 2 &3
C. 1 & 3
D. 1,2 & 3
Answer» D. 1,2 & 3
56.

How many members are there in one Self Help Group?

A. 1 - 5
B. 10 - 20
C. 20 – 25
D. 5 - 10
Answer» B. 10 - 20
57.

One of the delivery channel for Micro Finance is SHG model. SHG means?

A. Saor help Group
B. Self help Group
C. Sake Help Group
D. Self Hope Group
Answer» B. Self help Group
58.

How much percent of SHG consists exclusively of women?

A. 90%
B. 50%
C. 80%
D. 25%
Answer» A. 90%
59.

When was Self Help Group introduced in India?

A. 1996
B. 1992
C. 2020
D. 1999
Answer» B. 1992
60.

Which of the following are the roles of Self Help Groups?

A. Income generation for poor
B. Access to bank for poor, financial inclusion
C. Social Upliftment of marginal sections
D. All of these
Answer» D. All of these
61.

Self Help groups is related to which of the following models?

A. banking model
B. Indian microfinance Model
C. Financial Inclusion Model
D. VK Mehta Model
Answer» B. Indian microfinance Model
62.

Which of the following is another name for Self help groups?

A. Mutual Aid
B. Support groups
C. groups of people
D. All of the above
Answer» D. All of the above
63.

Who among the following has pointed out the contradictory nature of the terms “self-help” and “support”?

A. Michel K Bartalos
B. (C) Everett
C. Thomas Bent
D. None of the above
Answer» A. Michel K Bartalos
64.

In an SHG, most of the decisions regarding savings and loan activities are taken by ___________.

A. BAnk
B. Group memebers
C. Co-operative Society
D. None of the above
Answer» B. Group memebers
65.

Which of the following states in India is at the top in the list of those who availed credit through Self Help Groups (SHGs) ?

A. Andhra Paradesh
B. GOA
C. Kerala
D. None of the above
Answer» C. Kerala
66.

Saving per member of a SHG varies from Rs _____ to Rs _____ or more, depending upon the ability of the people to save.

A. 10;45
B. 25; 100
C. 10; 65
D. None of the above
Answer» B. 25; 100
67.

Farmers cannot retain the produce for a long time they have to sell it immediately. Which defect of agriculture is shown in this system

A. Unregulated market
B. Distress sale
C. Lack of information
D. False weight
Answer» B. Distress sale
68.

A small loan amount given to low-income household or group is known as.

A. Cash credit
B. Micro credit
C. Rural credit
D. Simple credit
Answer» C. Rural credit
69.

Which microfinance institution is known as the Universal Bank?

A. Bandhan Financial Services Private Ltd
B. Arohan Financial Services Private Ltd
C. Disha Microfinance Private Ltd
D. SKS Microfinance Private Ltd
Answer» A. Bandhan Financial Services Private Ltd
70.

The formal sources of credit do not comprise of

A. Cooperatives
B. Employers
C. Banks
D. None of the above
Answer» B. Employers
71.

The informal sector loans incorporate

A. State Bank of India
B. Moneylenders
C. NABARD
D. (A) and (B)
Answer» B. Moneylenders
72.

What option block the poor to get bank loans?

A. Absence of collateral
B. High rates of interest
C. Complexity of procedure
D. None of the above
Answer» A. Absence of collateral
73.

In the self-help group, the loan and saving decisions are taken by

A. Government
B. Non-government organisation
C. Bank
D. Group members
Answer» D. Group members
74.

In India, which organizations take care of the agriculture and rural development credits needs?

A. IDBI
B. NABARD
C. ICAR
D. FCI
Answer» B. NABARD
75.

With regard to Organisation for Economic Co-operation and Development (OECD), consider the following statements: 1.Its main objective is to promote policies that will improve the economic and social well-being of people around the world. 2.Its members include both most developed and emerging nations.

A. 1 only
B. 2 only
C. Both 1 and 2
D. Neither 1 nor 2
Answer» C. Both 1 and 2
76.

With reference to the District Development Coordination and Monitoring Committee (DDCMC) or Disha, consider the following statements: 1.It aims to coordinate with Central and State and local Panchayat Governments, for successful and timely implementation of the schemes. 2.The Chairperson of the committee will be nominated by the Prime Minister Office. Which of the statements given above are correct?

A. 1 only
B. 2 only
C. Both 1 and 2
D. Neither 1 nor 2
Answer» A. 1 only
77.

Which among the following statement best describes NGO-DARPAN:

A. It provides interface between NGOs and foreign governments.
B. It is a government-maintained NGO working to promote social audit.
C. It is a portal which provides interface between NGOs and the key government ministries and departments.
D. It is an NGO working against false cases of dowry.
Answer» C. It is a portal which provides interface between NGOs and the key government ministries and departments.
78.

Planning deals with ……………………

A. Target
B. Process
C. resources
D. All
Answer» D. All
79.

Methods to rural planning include………….

A. Participatory Rural Appraisal (PRA)
B. Community development
C. Both A & B
D. None of them
Answer» C. Both A & B
80.

----------------is a development course designed to create condition of economic and Social progress for the whole community with its active participation.

A. Community development
B. PRA
C. Target Commission
D. DRDA
Answer» A. Community development
81.

………………….is the principal organ at the district level to manage and oversee the implementation of different anti poverty programmes of the Ministry of Rural Development

A. PRA
B. DRDA
C. Planning Commission
D. Target approach
Answer» B. DRDA
82.

Under the DRDA administration Scheme the salary and administrative expenses od DRDA are funded on a ……………….basis between Centre and State Government.

A. 75:25
B. 50:50
C. 60:40
D. 20:80
Answer» A. 75:25
83.

……………..refer to an organization formed by a group of private person ,registered under the society registration Act of 1860 and recognized by government for performing some of the function or allocated work on behalf of government.

A. DRDA
B. PRI
C. NGO
D. SHG
Answer» C. NGO
84.

NGO’s with Services Orientation focus on ………….

A. needs of the poor
B. provision of healthcare
C. empowering poor people
D. Local participation
Answer» A. needs of the poor
85.

NGO’s with Charitable Orientation focus on …………

A. needs of the poor
B. provision of healthcare
C. empowering poor people
D. Local Participation
Answer» B. provision of healthcare
86.

NGO’s with Service Orientation focus on …………

A. needs of the poor
B. provision of healthcare
C. empowering poor people
D. Local Participation
Answer» B. provision of healthcare
87.

……………is defined as a self governed, peer controlled information group of people with similar socio economic background and having desire to collectively perform common purpose.

A. SHG
B. NGO
C. PRI
D. DRDA
Answer» B. NGO
88.

India’s tryst with rural planning is visible in 5 year plans prepared by …………….

A. Planning Commission
B. Deputy Commission
C. Police Commission’
D. Management
Answer» A. Planning Commission
89.

Union Budget as well as state budgets lay down their rural development plans along with ………………

A. Prescribed Budget
B. Sales Budget
C. Cash Budget
D. Purchase Budget
Answer» A. Prescribed Budget
90.

……………….. duties of DRDA

A. Empower of Panchayat Raj Institution
B. Provide the Health Education
C. Provide Free Books
D. None of the above
Answer» A. Empower of Panchayat Raj Institution
91.

An effective delivery agency is required, which can implement……………

A. anti poverty programmes
B. Educational Programmes
C. Anti Surgeon Matrix
D. None of them
Answer» A. anti poverty programmes
92.

The District Rural Development Agency is visualized as a …………………….agency.

A. specialised and Professional
B. Educational and Healthcare
C. Trained and Technical
D. Industries and Cyber
Answer» A. specialised and Professional
93.

The role of ,,,,,,,,,,,,,,,,,,,, will therefore be distinct from all the other agencies including Zilla Parishad.

A. DRDA
B. SHG
C. NGO
D. PRA
Answer» A. DRDA
94.

DDPO Stands For………………

A. District Development and Panchayat Officer
B. Development of District Police officer
C. Deputy District Police Office
D. None of the above
Answer» A. District Development and Panchayat Officer
95.

……………….will ordinarily be a society registered under a societies Registration Act.

A. DRDA
B. SHG
C. NGO
D. PRA
Answer» A. DRDA
96.

…………………………wing is headed by the Project officer and has Assistant Project Officer’s in the field of palnning, Social Mobalisation, Credit & Technology.

A. Self Employment
B. Wage employment
C. Women’s
D. Engineering Wing
Answer» A. Self Employment
97.

……………………..falls under the overall control of the CEO.

A. Self Employment
B. Wage employment
C. Women’s
D. Engineering Wing
Answer» D. Engineering Wing
98.

……………………..wing programs should related to planning, monitoring, and vigilance by a technical wing.

A. Self Employment
B. Wage employment
C. Women’s
D. Engineering Wing
Answer» B. Wage employment
99.

………………..are instrumental in providing a more “human” face to the aspect of rural development.

A. DRDA
B. SHG
C. NGO
D. PRA
Answer» C. NGO
100.

………………..are not subject to much pressure from change in poplitics.

A. DRDA
B. SHG
C. NGO
D. PRA
Answer» C. NGO

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